Terms of Service

Terms and conditions governing the use of Luno Beginner Knowledge Hub educational materials and advisory services.

1. Acceptance of Terms

By accessing, browsing, or using the educational website devharborcore.click and the materials provided by Luno Knowledge Hub Advisory & Research (Pty) Ltd (“the Hub”, “we”, “us”, or “our”), you agree to be bound by these Terms of Service and all applicable laws and regulations of the Republic of South Africa. If you do not agree with any of these terms, you are prohibited from using or accessing this site.


2. Educational & Non-Financial Disclaimer

All content, articles, research guides, ecosystem maps, glossary definitions, and 1-on-1 advisory sessions provided on this platform are strictly for educational and informational purposes only.

  • Nothing published on this site or communicated during advisory sessions constitutes financial, investment, legal, tax, or accounting advice.
  • We do not recommend the purchase, sale, or custody of any specific cryptocurrency, digital asset, or protocol token.
  • We are an independent educational organization and are not affiliated with, sponsored by, or endorsed by Luno or any related foundation, exchange, or commercial entity.

3. Intellectual Property Rights

All original technical analyses, articles, diagrams, course syllabi, visual assets, and website layout materials on devharborcore.click are the exclusive intellectual property of Luno Knowledge Hub Advisory & Research (Pty) Ltd, protected by South African and international copyright, trademark, and intellectual property laws.

You may view and download single copies of materials for personal, non-commercial educational study only. You may not republish, distribute, sell, or commercialize any content without prior written permission.


4. Advisory Bookings & Consultations

  • Scheduling: Bookings for 1-on-1 sessions and institutional briefings are confirmed upon receipt of invoice payment.
  • Client Responsibilities: Learners are responsible for maintaining a secure personal computing environment. Our instructors will never request, record, or accept custody of real private keys or seed phrases.
  • Rescheduling & Cancellation: Inquiries and rescheduling requests are subject to our Refund & Cancellation Policy.

5. Limitation of Liability

In no event shall Luno Knowledge Hub Advisory & Research (Pty) Ltd, its directors, researchers, or instructors be liable for any direct, indirect, incidental, consequential, special, or exemplary damages—including but not limited to loss of digital assets, lost profits, key mismanagement, hardware malfunction, or operational errors—arising out of the use or inability to use the educational materials or consultations provided.


6. Governing Law & Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the High Court of South Africa, Western Cape Division, Cape Town.


7. Contact Information

For inquiries regarding these Terms of Service:

  • Entity: Luno Knowledge Hub Advisory & Research (Pty) Ltd
  • Address: Office 8, 24 Example Street, Cape Town 0000, South Africa
  • Phone: +27 21 000 2180
  • Email: contact@devharborcore.click